My roommate from Denmark was locked out of his room the other day and waited in the kitchen for the landlord to deliver a spare key. I cooked dinner in the meanwhile and we got to talking. At some point he asked me, “Why are you here?”

—

“Everyone keeps asking me that and I wish I had a quick, powerful answer, but it comes down to two things: wanting to explore, something I think most men want to do, and wanting to get away from the American way of life. I really can’t say which one motivates me more to be here.

“In America you go to college, which you’re told is supposed to be the most fun years of life, and then you get a job taking orders from some pencil dick in this grand mission to chase money and accumulate stuff. I don’t need stuff—all I need in life is a laptop and good speakers. I’ll be happy anywhere because it’ll keep me busy. I can write, read, listen to music, stay in touch with friends and family… I don’t need more than that. Now I date girls young enough who think that type of lifestyle is ‘cool,’ but if I ever want to have a family some day I’ll probably have to make some changes.

“I don’t want to work 40 hours a week doing the same thing to be insulted with a 3% raise and a pat on the head every year. I don’t want to count down the days to the weekend where I punish my liver because my week was so lifeless. I don’t want to wait until Saturday to take a book to a coffee shop and lose track of time. In college they should sit you down on your first day and say: ‘Ladies and gentleman, your mission in life is to make the days of the week irrelevant.’ What day is today? I don’t know. Days of the week are bar and club names for me now, places I know are good. Sunday: Casa Rosa. Wednesday: Casa da Matriz. Thursday: Democratica. Saturday: Rio Scenarium. I feel like I’ve made it because I don’t care what day it is.

“Americans are lazy but they’re not. When it comes to money they’ll work like fucking mules. You’ll never see someone put in as many hours as an American, kiss ass like an American. They’ll do anything to make that extra dollar to get that plasma television or dine in some frou-frou restaurant that got a good review by some idiot on the internet. They’ll grin and take it in the ass when the boss asks them to stay in on Saturday morning a month before performance reviews are due. They will work and barely complain when you tell them they can’t take a long vacation. Hell, even if you give them a lot of time off they wouldn’t know what to do with it. They’ll take a trip to the Caribbean or some pre-programmed cruise to be trapped with a bunch of whales, one handshake from projectile diarrhea.

“When it comes to anything else Americans don’t want to lift a finger. I mean look at heath care. Americans think it’s pills and MRIs. Why aren’t many people connecting the dots between the American diet and health care? Americans eat like pigs, look like pigs, get sick with diabetes, heart disease, god knows what else, and then complain that health care is too expensive. Their lifestyle makes it expensive. Don’t get me wrong I believe the government should provide free health care for its citizens, but exercising four times a week is my health care. Eating vegetables, cooking all my meals, avoiding junk food, drugs, stress—that’s my health care. I probably spend more hours a week on my health than on making money. Americans don’t cook or simply take care of themselves because they’re too tired from making money. They want to pop pills with side effects to keep eating ‘comfort’ food and sit on their asses. After putting in a tough eight hours or more with the man that’s all they have the energy to do.

“And the women… ‘I don’t need a man. I’m independent. I don’t need a man, I got my own money, my own job. I don’t need a man.’ The result is that an American girl thinks it’s weakness to show a man how much she needs him. I don’t know if you had a corporate job in Denmark, but dating an American woman is like dealing with coworkers. They’re very careful with what they say. Every laugh is meticulously orchestrated—she must’ve laugh too hard now or you may think she thinks you’re funny. Every word’s use was analyzed and judged—she mustn’t show too much interest because that’s weakness. ‘Shit I just showed too much interest I have to be cold now—let me make fun of him about something.’ I’m lucky I’ve spent enough time down here to know that that simply isn’t real. That’s not how women, as in women of the human race, really are. Those American girls are basically programmed to be more distant than their nature. And they wonder why they’re so unhappy. Nature is a powerful thing, and you’ll always lose when you go against it.

“The other night I went out with this Brazilian girl. Very cute girl, a few years younger than me. It was our second date and we went out to some gringo bar and after our first drink she looks at me and says, ‘If you were leaving back to America right now, I’d come with you. I’d take a chance and do it.’ Other Brazilian girls have done and said similar ‘weak’ things, and Colombian girls as well. And that’s real, because the nature of a woman is she needs a man. These girls here understand that. They don’t hide it, and I don’t punish them for it. A girl that knows she needs a man, that that’s the point of her existence, will treat men very well. She’ll pleasure him, make him happy, hold onto him a little tighter at night. You think an American girl will ever say something like that?! If I tell an American girl some of the things that the girls down here have said to me, she’ll be shocked, ‘But but that goes against the book! They’re showing too much interest! They’re showing weakness!’

“You remember that American girl I brought back a couple weeks ago? Okay I know I’m in Brazil and fucking an American girl looks bad, but truth is American girls have become perfectly designed for easy, meaningless sex. It’s like one step above jerking off… no emotions, just business—like getting with a prostitute. It takes just three hours to get them in bed, and you’re fucking her for the first time and she says cunt this, cock that, like she’s in a porno movie, because she watches that too. I just met the bitch and she’s moaning that she likes how much I’m beating her pussy up! Look that’s fun, like how jerking off with your left hand is fun, but it’s not normal. A normal girl will be quiet the first time, will be self-conscious, will wonder if she’s pleasing you properly or not.

“The Western culture has broken the women. A girl wakes up and she’s 30 and has no man and no hope for a man, yet she already passed on several who didn’t give her the tinglies or butterflies in her stomach or whatever the fuck term she uses. Because of course the culture gave them this sense of entitlement as well, to think that with mediocre looks and ten extra pounds they can get a hot stud like they see in the magazines in line at the grocery store. And then they get old and have to compete with younger and prettier girls. They can’t win. They won’t. So what do they do? They throw themselves on young guys who still value older women as ‘experienced’ and ‘mature.’ But those guys age and get a clue, and then you see the woman going on 40, working hard at the gym, desperately trying to fight the sag, bragging that she fucked this college guy. What a miserable existence.

“My parents aren’t American but in the end I’m a product of that culture and it takes a lot of time and effort to fight the programming —to do what nature intended you to do. Unfortunately I think I’ll always be tethered to America. My family is there and I can’t even talk to my mom on the phone without her guilting me into coming back and taking care of her, even though she doesn’t need taken care of. I don’t know… I’m going to go back and the first month is going to be great with my family, and my friends, and then after that they’ll be nothing for me. I don’t fit in there, and I don’t exactly fit in anywhere else either. What am I going to do in the States—get an American girlfriend? Get a 9-5? Fuck that. I don’t know what I’m going to do.”

These women are bringing a child into the world (because god knows we need more) with the knowledge that he or she will be more fucked up than the general population. Studies show that raising a child alone is the worst thing you can do to a human being, especially if that human is male. Is the woman going to teach her son how to stand up for himself? Is she going to teach him how to be attractive to women and then bang lots of them, like his genetics dictate? Is she going to give him the self-confidence to carve his own path in life? Is she going to teach him how to beat someone in the face? No, no, no, and no.

My parents divorced when I was 8, and for the next twelve years or so I visited my dad two nights a week. So when I got out of college, I was only 30% man. With much time, determination, and sex with different women, I have been able to become 99% man (yeah, I like myself a good snuggle from time to time), but it would have been a hell of a lot easier if I had a constant male influence in my life. Unfortunately many guys have been raised by their fathers but they might as well be fatherless—their dads didn’t teach them shit, sometimes because they didn’t quite know how to be a man themselves. This has happened because Western society has not demanded that men act like men.

I got to see a sad example of single motherdom in Pipa, Brazil, a small beach town in the Northern coast. There was an Italian mother and her 8-year-old boy traveling with the grandmother and aunt. Three women, zero men. They put a long rainbow-colored tassel in his almost shoulder-length hair and a piece of woven jewelry around his tiny ankle. They indulged his every whine without teaching him things like sports, play fighting, and smashing objects. He copied their feminine ways of speaking and the poolside sight of my hairy body nearly scared him to death—he literally trembled with fear like someone had dropped him into the lion sanctuary at the zoo. I’m absolutely certain this adorable little boy will be a huge fag when he gets older. Now how is that not child abuse?

While there’s nothing wrong with being gay (except the doing it in each other’s butts part), you must accept that homosexuality is on the deviant side of nature. The Italian mother was actually married when she had the future sausage jockey, but many Western women who have failed in love will be having kids using sperm donors. These self-absorbed women do not care that they are destroying a human life as long as they can attempt to relieve the immense emptiness in their lives, caused by chasing that cheddar in the corporate office instead of pleasing a real man who could fertilize her BPA-tainted eggs with a child. Thanks to their actions, society will be filled with a billion gays who wear tassels in their hair. And guys like myself will have the burden of having a lot of sex with the remaining women who are still wired to want a man who treats them like shit.

I guess this is all working out quite well for me then.

Unfortunately I don’t think you’re going to be able to stop working when you’re 60-years-old and then live off the fat of the land until you die. Please consider the following questions:

Will the dollar be seriously devalued in our lifetimes?

Will Social Security and Medicare survive?

Will the cost of health care continue to go up?

Will wages keep up with inflation?

Will corporations continue to outsource middle-class service jobs to other nations?

Will the stock market provide suitable returns to your 401k?

Will the government increase taxes to make up for their haphazard spending?

And most importantly…

Will you survive to the age of retirement?

What are you going to do when (and not if), the social netting holding our parents hand into retirement falls apart? Hell, even they are going to have a harder time retiring.

That said, here is a reasonable retirement plan:

1. Save $10,000 a year.

2. Put into CD’s, gold, and a basket of foreign currencies, and nothing into the stock market casino. Forget about hefty returns and focus more on retaining what you have earned. People go to great lengths to shop around and get a good deal on a laptop or digital camera but don’t mind “investing” thousands of dollars into companies and funds they know little about

3. Get a reitirement visa at age 60 to a country that has low cost and reasonable health care, like Ecuador, Colombia, or Argentina. Countries in Southeast Asia would also be suitable.

4. Die.

If you save $10,000 a year for 30 years during your prime earning years (30-60 years old), you’ll have $300,000. Assuming it holds its value in today’s dollars (ha!) or you invested wisely, you can live comfortable in a place like Cuenca, Ecuador for 25 years at a cost of $1,000 a month. That money would last you until you’re 85, without having to depend on your incompetent government.

Democratic: Yes (140) / No (95)
Republican: Yes (65) / No (133)

The Republicans saved the day.

My representative, Democrat Chris Van Hollen, voted for this bill. I warned him in several emails that I would vote against him if he did and I’m a man of my word: if a monkey is running against him I will vote for the monkey. I will also spread word at the coffee shop that our representative was so easily convinced by Bush and Paulson to give away our money.

Republicans saved the day? But the stock market tanked and lots of people have stocks in 401k’s!

It will tank regardless. Let the correction take its course. The faster is happens the faster we can divert resources to productive sectors of the economy instead of banks that deserve to rot and die and cease to exist.

The Powers That Be never made a believable connection to how this bailout would save us. “If you save the banks, they’ll start lending again for consumer car loans and credit cards!” Yes, consuming instead of producing will save us.

How Voter Fury Stopped The Bailout

The proposal’s defeat was also cheered on by a number of blogs that in recent days have posted links to lawmakers’ telephone and fax numbers and urged citizens to oppose the plan. They included stopthehousingbailout.com, a Web site organized by a 37-year-old Los Angeles attorney named Morgan Ward Doran, and globaleconomicanalysis.blogspot.com, run by Mike Shedlock, an investment adviser at SitkaPacific Capital Management. Mr. Shedlock said in an interview Monday that his site had received 1.7 million page hits this month, which he said was half a million more than normal.

On his Web site, Mr. Shedlock has derided the proposed rescue as “a rush to judgment” that would benefit “high-flying financiers who chased big profits through reckless investments,” and as “a complete waste of $700 billion.”

“A number of people emailed me to say this was the first time that they’ve written, faxed or phoned their member of Congress,” said Mr. Shedlock, a 55-year-old resident of Prairie Grove, Ill. “Were going to phone and fax every member of Congress who voted against this to thank them. … Everyone who voted to pass this bill, we’re going to actively organize to oust them.”

The cynic in me is convinced they’ll come up with something similar and pass that instead.

“The new law of evolution in corporate America seems to be survival of the unfittest. Well, in my book you either do it right or you get eliminated.”
-Wall Street

On Saturday night at 2:40am outside a bar I got to talking with a group and it somehow led to the financial mess (this being DC and all). I expressed my staunch opposal to any bailout of the bankers and one of the girls in the group said the following: “So you want the next Great Depression?”

Bailing out big banks will not avert anything. Not a single foreclosure will be avoided. Not a single, honest middle class job will be saved. Not a single home will go up in price. The only job created will be the bureaucrat in the treasury writing checks to Washington Mutual, Wachovia, Goldman Sachs, Merryl Lynch, and so on. This bailout will only prop up bank’s paper mortgage security holdings so they can survive. They will be rewarded for speculation and fraud and you will be stuck with the bill. The dollar will fall and generations to come will be dealing with the mess. Don’t believe what Comrade Bush, Paulson, and Bernanke are telling you.

The U.S. debt obligations ($10-12.7 trillion, depending on who you ask) will never be paid. The faster it goes up the sooner we face end game—default or hyperinflation, maybe in our lifetimes. Congress will soon vote for a bill on this latest bailout. They will approve it and slap those in the face who are prudent with their money, save, and follow the rules.

Earlier in the night I talked to a friend who works for a Congressman. I asked her, “Does it really matter if I write to my Congressman?”

She said, “Well if a lot of people do, yeah.”

Take five minutes right now and write your representative, even if it’s just a two sentence message stating your opposition. Tell them to filibuster the thing if they have to. And then do it again tomorrow. You either believe in free markets and capitalism or you don’t.

For more on what you can do read the following by Mish:

Lies From Paulson Keep Stacking Up: What You Can Do About It

And here’s a no bullshit interview with Ron Paul describing why this bailout is a horrible idea.

“If it doesn’t pass, then heaven help us all.”

Allow me to teach you what a credit default swap is and why it’s so important to what is happening to the economy today.

Virgle Kent borrows $50 from me. I want to get insurance on his debt in case he goes broke. I go to Roissy and say, “Hey, Virgle Kent owes me $50. Can you insure that debt?”

“I’ll insure it if you pay me $4 a year,” Roissy says.

“Done!”

Roissy is betting that VK will pay me back, especially since he did his homework by looking at VK’s credit rating and saw it was superb. Roissy wrote me a credit default swap, an unregulated derivative invented in 1995 by JP Morgan.

Unfortunately Roissy has some problems with his business, and he no longer even has $50 to pay me in case VK goes broke. The premiums I gave him are long gone. Credit agencies notice this and tell Roissy to find some cash or his credit rating goes down. Roissy is fucked because if his credit rating goes down then he won’t be able to raise cash at good rates to keep his business open (today’s large businesses need a constant flow of credit to maintain operations). Sure enough his rating gets killed and Roissy goes bankrupt.

Now I’m in trouble. The debt I had on my books that was insured is now uninsured. The agencies look at my books and see I have this exposed debt and they downgrade my ass. I have no choice but to enter bankruptcy as well. But I happened to be knee deep in the CDS game too. I wrote a ton of them for Arjewtino, insuring the debt owed to him by other parties. When I go down it puts pressure on him. Like dominoes we fall.

In the carnage it turned out that the ratings we used to judge each other’s debt worthiness was bogus from the start. Essentially we all gambled like we would at a blackjack table, but we did it while drunk. And blind.

The insurance company AIG wrote $78 billion worth of swaps.

Ivy League MBA’s turned the CDS into an even more insidious device. In ways that I will not begin to understand, swaps were used not just to insure against debt but to speculate if companies would fail or not. It turned out that while VK only owed me $50, there were swaps written worth $500 between parties that VK didn’t even know about! The swaps became a means to make money instead of a simple insurance policy. This was enabled by a government run by politicians whose treasure chests were stocked full of kind donations from the big bankers. They did not hesitate to look the other way.

A lot of swaps were written by banks and businesses that are now very sick from making bad bets and possibly outright fraud in the housing boom. (Who would have thought that giving no money down / no-doc loans was a bad idea?)

Here’s the bad news:

…there are $45 trillion of credit default swaps out there. A default on a mere 10% would cause an economic disaster. Unfortunately, it’s guaranteed to happen.

Actually that was the good news. Here’s the real bad news:

The Bank for International Settlements recently reported that total derivatives trades exceeded one quadrillion dollars – that’s 1,000 trillion dollars. How is that figure even possible? The gross domestic product of all the countries in the world is only about 60 trillion dollars. The answer is that gamblers can bet as much as they want.

The quote up top was said by Henry Paulson.

If you are not scared of what’s happening in Wall Street then you are either broke or have your head up your ass. I’m afraid. I long for the days when my mom gave me a nighttime chocolate chip cookie and warm milk and then tucked me in and I didn’t have wealth that could be destroyed because of corrupt bankers and politicians.

All because of houses!

I have dollars in three banks insured by FDIC, which has a $53 billion fund to cover $6.84 trillion in bank deposits. Another way to put it: it has $0.053 trillion to cover $6.840 trillion in deposits. But when banks gives money to FDIC, it gets sent to the Treasury which spends that and then gives the FDIC an IOU. There is no FDIC fund. Now when banks go bust, guess where the money comes from? The taxpayer. We, along with our children and children’s children, get the bill. In effect you will bail yourself out.

The Fed has blown through at least $900 billion this year, but I’m not sure if it includes “loans” swept under the rug like $138 billion to Lehman this week. Who knows how much will be paid back. If you assume like I do that mere human beings who make decisions are not aware of unintended consequences, there is no reason to have faith in Bernanke and Paulson and what they’re doing. Like pro wrestling they are making it up as they go along. This is a simulation not unlike SimCity and no one can say with certainty that it will all work out in the end.

Your bank deposits are insured but all you have to do is look how other governments bought time to prevent a systemic banking crisis. They set up “bank holidays” where you are not allowed to withdraw more than a small amount for days, weeks, or longer. The announcement will sound something like this:

“The bank holiday was declared to preserve the stability of markets… In the past few days, there has been a great deal of speculative activity and we wanted to calm the market down.”

If it’s a short holiday then who cares but if it’s long then during that time the central bank prints prints prints and all you do is helplessly watch as the purchasing power of your savings diminish. If you’re unlucky a new currency is introduced with depressing exchange rates and in effect you’re tossed halfway down the mountain and told to start up again. Don’t believe it will happen here? I wish I had your optimism. Even now if you want to withdraw more than a few thousand from a weak bank like WaMu or Wachovia, good luck.

To get away from the upcoming FDIC boondoggle that doesn’t involve your crusty mattress, an option is to plug your money directly into the US Treasury with their TreasuryDirect program. You won’t earn any interest (unless you purchase a treasury) but at least you don’t have to worry about dealing with banks. Your money is safe with the government!

Or is it? What happens if China or Petrol nations that are purchasing up dollars every day decides that they no longer what currency from a sick country? Either outright default or we’ll get the United States of Zimbabwe. The reason China is purchasing dollars instead of investing on its own infrastructure is to limit the standard of living for their citizens (easier to control the populace, read 1984) and to control inflation. But if the American economy tanks and lawn chairs and plastic doohickeys stop selling at Walmart then there is little incentive for them return that money back here in the form or treasury purchases to sustain mind-boggling current account deficits for our wars and shopping. That’s one thing I admire about the Chinese: while all we have to show the past five years is plasma televisions and sunglasses (consumption), they have factories (production). Assuming they can get their environmental problems under control, who do you think will see more economic growth in the next 20 years?

What the Fed doing is trying to preserve the system, and I’m sure they will at least partially succeed with printers running full steam, but mathematically something has to suffer from this. It will be the dollar, and it’s already struggling.

Bank executives cried deregulation on the way up but now their hands are in our pockets to fix their frauds. Yet they will keep their house in the Hamptons and fancy cars (and even severance packages irregardless of the smoldering ruin they left behind), while you are I are rewarded with a worthless currency. You better believe that every struggling bank worth a damn is in private meetings right now trying to figure out the best way to present to the Fed that their failure will lead to the collapse of the world so they also get a bailout. Or they will merge with another bank so they are now “too big to fail.” Wages have been on the decline for years (but productivity is up!) and keep in mind that every time you read a rosy news article about bike ridership increasing or frugality being the new hot trend it’s just proof that our living standards are decreasing. Do you think bicycle ridership is increasing today in a place like Brazil or China?

For savers who have worked hard and been prudent, there are a couple options. Accumulate gold and silver from coin dealers (easier said that done), stick them in a bolted safe in your basement and leave them there. If the currency collapses you don’t have to line up at a soup kitchen, otherwise you can sell, possibly for a profit.

My solution has been foreign currencies. Slowly I’ve been moving my money into Swiss Francs, Japanese Yen, Norwegian Krohne, and Australian Dollar via an FDIC insured bank that does the exchange. With currencies it’s all relative so even if there will be a worldwide depression, which currency will do the worst? Unfortunately I think it’s my own. I did something because it’s no one’s responsibility but my own to protect my savings. (Currency trading has huge risks—do your own research.)

There’s a few commentators that I trust to lay it out there straight without any bullshit. Of course I read everything with my brain turned on.

Mish Shedlock

Noriel Roubini (register to view full posts—it’s worth it)

Karl Denninger

Charles Hugh Smith

Jim Sinclair

Ultimately we are at fault for this. During the housing boom no one wanted to stop and question the fraud of big business and even with these bailouts I don’t hear much concern among my peers. I’ve not protested, sent faxes, emails, letters, or organized in any way. I’ve been silent just like everyone else, and only when my savings is threatened do my ears perk up. Too little too late. Now it’s a salvage operation to cover my ass because of the colossal failure of the U.S. Government to protect its currency and financial system. I would no longer count on them to guard what you have earned. If you don’t take the steps yourself then you deserve what happens.

Postscript: You know what… I’ll step up to lead you all. Is a Sunday afternoon good?

How To Get A Protest Permit In Washington DC

Exercising Your Rights Of Political Protest In Washington DC

After yesterday’s post a reader forwarded me an email from her friend that describes what I was talking about. To refresh your memory here is what I wrote:

Any “people person” would start getting very uncomfortable if the guy on the bus next to you starts hacking away his flem or reeking of body odor or having a loud, profanity-laden fight on the phone. Riding the subway with a rude group of kids causing a ruckus is an event that educated people must tell anyone that will listen.

The email:

I’m just getting settled in. Oh my god it was the ride from hell. First off, getting stopped by cops, put us off by a good 15 minutes. Then, I have a metal chunk of crap where my feet are to sit, and a morbidly obese man squirming not to touch me next to me. This means I get half my seat. He is generating a lot of body heat.

Stopover. Smelly looking tree planters exchange notes on their equipment, some guy tries and fails to pick the hippie girls up. Everyone’s standing outside to get the best seat, mosquitoes are going crazy, it’s raining. There are tons of fat people wandering in from *****, mullets and bleached blond hair. I contemplate asking one of the skinny tree hugger girls to sit next to me.

I chuck someone’s water bottle down the aisle under the chairs, and take a window seat, only to discover two large native men peering at me. I’ve taken their seats, and chucked their water bottle. A skinny man that looks like a gold digger from the Klondike demands to know if I was on before, and how it is I forgot my seat. I take a new seat, slink down, and stare intently at my ticket.

A girl sits beside me. Next to her, four African men reeking of cologne. They talk for the next 10 hours straight in a language that sounds like a swamp bubbling. Behind me, two native men reeking of booze and cigarettes. “With my luck, we’ll hit a tanker truck.” “With mine, we won’t.” Something starts banging under my chair, loud, at random. Then my seat starts to wobble. The natives suspect the wheel axis is coming off, and that the wheel is going to fly off the bus. They then FALL ASLEEP. I pop two codeines and eventually have to tell the driver something funny is going on. We stop in parry sound for tim’s and he looks at it, for a second. I figure I’ve done all I can to prevent my death here.

The african men get off at ******. Their luggage is not on the bus. They start bellowing and lunging at the driver, who yells back. Everyone is looking out the window, and it looks like we might have a fight on our hands after 10 hours in the bus. Driver gets on and closes the door.

A man in the back coughs a deep cough from his lungs, then swallows his snot. Someone tells him to cover his mouth when he does that. TB TB TB. I run to the front of the bus near *******, open my own coach luggage door and grab my luggage. I hurl myself into a cab before those slugs have even stirred from their slumber.

The email had complaints about body odor, flem, and fighting, among others. Eerie coincidence or validation that what I speak of is real absolute truth?

I’m positive the email came from a woman who is pro-environment, anti-war, hyper educated, a voracious reader, has donated to the Sally Struthers aid program, owns or considers owning a hybrid, and who considers herself a lover of people. Yet if a plumber in her home or a polite bus driver engaged her in conversation she wouldn’t know what to say, and that’s the issue with educated First World inhabitants who wrap themselves up in the cocoon and have no knowledge or experience of people not like them.

Next month… You’re Not As Open Minded As You Think.