My Monthly Nut

Since late last year I’ve cut everything I can from my monthly budget. I’ve reduced all recurring expenses to only three items:

Student Loans: $177
Cell Phone: $38
Blog Hosting: $15

Total: $230

If you don’t count the cell phone, which I’m getting rid of when I leave, that means I only need $200 to cover my ass every month. I’m not counting car insurance because I just sold my car two days ago.

Now let’s include optional spending on things like coffee, transportation, books, and entertainment. The reason I’m calling all these expenditures optional is because technically I can stay in my Dad’s house all day and eat his food and surf his internet without spending a dollar. These figures are from May, which I’d say was a typical month.

Coffeeshop: $72
Dating: $24
Nightlife: $186
Outside food & 7-11: $43
Used books: $35
Public transportation and gas: $103
Gifts & favors: $4
Netflix: $16
Grocery store: $48
Target: $36

Total: $567

Therefore I need about $800 in income a month to maintain the status quo of drinking, reading, writing, and banging. But since living with my Dad is only a short-term arrangement, I’ll really need about $1500 a month in income a month to account for shelter and electricity. That’s $375 a week, which I can get by bartending again for 3-4 nights a week. If I lived in a developing country I’d need about half that.

A lot of people search for higher paying jobs (or even a second job) to pay for an expensive lifestyle, but my strategy is to go the other way. If you need less things then you can work less as well, giving you more leisure time to do the things you really want to do. While money issues will surface eventually, the only thing I worry about right now in life is missing the last Metro train home.

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surfallday
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surfallday
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thats basically what this http://www.ranprieur.com/ guy is all about, only less fun 🙂

Mr Boofu
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Mr Boofu
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Speaking of Prostitues, SEX, Money, and budgets read this interesting tidbit about Jessica Cutler

http://www.breitbart.com/article.php?id=D8PG4U880&show_article=1

tampa
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tampa
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You should consolidate those student loans into a five year fixed and pay that thing off. it will save you thousands of dollars over the next 15 years.

Gunslingergregi
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Roosh,
According to the sites you put on there a few days back. You could teach english along the way and make money. I saw one making 1000 dollars a month for teaching 25 hours of english a week. There is your expense taken care of right there. The only requirement was having had school to 18 years and getting your tofel certification which takes 5 weeks or so. Since you actually have college under your belt it might be better. Of course I still think you should save a couple hundred thousand up and just say no to having to work and travel around doing whatever. At least pay off the student loan and get that monkey off of your back. Never good to have one there. To each his own though I wreckin.
Lois Lamore said, “Evil can come to a man with money but tyrany will surely come to a man without it.”
and dang read that one that

surfallday put down.
1 day, 16 hours ago
thats basically what this http://www.ranprieur.com/ guy is all about, only less fun 🙂

mm
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mm
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Good for you! Simplifying is always good. I can’t wait until I pay off my car, which is the extent of my debt at the moment.

Jay Gatsby
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Jay Gatsby
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The old expression “do what you love, and the money will follow” sprang to mind when I first read this post. Yet it’s better put as “do what you love, and the NECESSARY money will follow”. Bravo for making your choice at this point in your life. You have the rest of your life to do the suburban husband with kids routine.

Keep in mind that though you’ve chosen to exercise a bit of freedom in your late-20s, there will be a price to pay later on if you don’t eventually figure out what it is you want to do for a career. This blog proves you can write, but the question is whether you can make a living as a writer. My suggestion would be to start a travel blog and sell advertising for travel companies/sites (e.g. Liberty Travel, Expedia, Travelocity, etc…) Many of us would greatly enjoy hearing about your adventures and on-the-ground travel advice. Rick Steves is nice, but too touristy for my taste (and way, way too many people end up crowding in to see the sights, stay in the hotels, and eat in the restaurants he recommends). You may even want to gear things more towards the late-20-something individual who has a bit of wanderlust and money to burn (trust me, there are plenty of them).

youngadventures
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Oooh great idea Jay! Roosh, I almost totally buy into this philosophy and my monthly expenses are probably lower than yours (more debt though); I got a teaching job out of college because of a loss of other ideas, but its turned out to be a great way to be able to do what I want with my time; done at 3:30 on most days and ~170 work days per year.

I would definitely rely on a travel blog by you as my primary source in my travels… I’m finally to the point in my life where I can hop on an airplane to somewhere and not worry about what is happening at the other end. Good luck whatever you do!

Eastern European
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It works pretty fine when you are young and healthy.
Things change dramatically when you got sick, like breaking your arm. You cannot work as a bartender for several months, and you have huge medical bills (as you didn’t include health insurance in your calculation).

Another point is that you make no retirement money. Are you going to live on Social Security?

miik
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miik
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Get a car – (an old Jeep Cherokee 2wd for better gas mileage or something better where you can sleep in the back) Travel. Hit college towns too. Use gyms for the daily workouts and showers. Sleep in the back of the jeep (tinted glass – seats fold down.

GO ACROSS THE U.S. this summer.

Especially follow the coasts – gulf coast – hit N Orleans go through the Southwest then follow the West coast from S. Cal to Canada. See Mission Control, See Austin, Taos, Sedona, Albequerque, Santa Fe, San Diego, LA, Big Sur, Monte Rey, San Francisco, Portland, Seattle, Vancouver, Yellowstone, Cody, Devils Tower, Craters of the Moon, Little Big Horn, Painted Desert, Chicago, etc. on the way back – Send from WiFi coffee cafes and libraries around the USA.

Women are waiting for
Mr. adventure everywhere.
Be the man. Do it.

You will never regret it. Not ever.

tampa
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tampa
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Some truth to that post.

When you are old and gray you wont remember cashing the pay check, but you will remember banging that hot blonde or the awesome view from the top of that great mountain you climbed.

If you are lucky you get about 75 fun years on this planet.

Don’t waste them in a cubicle.

Get out there and have sex, drink, travel, gamble and see the world.

Memories are what matter most.

benny
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benny
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respectfully, how could you spend $43 on food a month?

I’m extremely new here, are you a student?